fbpx
Skip to main content
Portrait of Sandy Smith
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

162 Reviews Found. Now showing page 3 of 16.

Randall C. in Florence, KY

Great Experience on August 20, 2021
Sandy is very helpful and thorough. She is wonderful to work with!
Loan Originator: Sandy Smith

Kristie A. in Richmond, KY

Great Experience on August 18, 2021
Sandy was amazing to work with! She explained everything in great depth. Took the time for all my questions and concerns. She never made me feel like I was annoying her with questions.
Loan Originator: Sandy Smith

George S. in Richmond, KY

Great Experience on August 10, 2021
Good Communication Not being asked for things that were not needed Fair rates and fees
Loan Originator: Sandy Smith

William D. in Winchester, KY

Great Experience on August 4, 2021
Sandy was so patient and understanding with us it made our overall experience great. We couldn’t thank her enough
Loan Originator: Sandy Smith

Leanne D. in Winchester, KY

Great Experience on August 4, 2021
Sandy. She is the best. Always answered our questions and reassured us during hard times. We got the house we love and I think she was the reason why. Will always use her for future transactions.
Loan Originator: Sandy Smith

Jeremy S. in Manchester, KY

Great Experience on August 2, 2021
Sandy kept me updated throughout the process and was very patient with us, as my wife and I were first time buyers. She is excellent at her job and would recommend her to anyone buying a home.
Loan Originator: Sandy Smith

Michael B. in Corbin, KY

Great Experience on August 2, 2021
Sandy is knowledgeable, punctual, and honest. If she says something it is the truth, if she tells you a time and date it is the truth. Being honest creates repeat business. We will always use Sandy from USA Mortgage.
Loan Originator: Sandy Smith

Marion P. in Mckee, KY

Great Experience on July 21, 2021
Sandy was very personable, always kept me in the loop, no matter the hour of the day and treated me like a person and not just a transaction. She was nice and friendly throughout the whole process.
Loan Originator: Sandy Smith

Kent T. in Richmond, KY

Great Experience on July 21, 2021
Sandy was very helpful and worked really hard to get me in my house.
Loan Originator: Sandy Smith

Caitlin F. in Winchester, KY

Great Experience on July 15, 2021
She was quick and helpful every time we needed!
Loan Originator: Sandy Smith

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.