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Portrait of Sandy Smith
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

162 Reviews Found. Now showing page 2 of 16.

Jeffrey R. in Irvine, KY

Great Experience on September 1, 2021
Sandy was so helpful staying on top of things
Loan Originator: Sandy Smith

Sarah U. in Lawrenceburg, KY

Great Experience on August 27, 2021
Sandy is so kind and knowledgeable!
Loan Originator: Sandy Smith

Jose H. in Richmond, KY

Great Experience on August 25, 2021
Everything
Loan Originator: Sandy Smith

Melissa B. in Georgetown, KY

Great Experience on August 24, 2021
Sandy is the BEST! She answered ANY questions that I had! I would say this may sound like a stupid question, but she never made me feel like it was a stupid question. She would always say please ask! She responses quick and is willing to help any way she can. She will be the first person I call in the future for anything home loan related!
Loan Originator: Sandy Smith

Carolyn C. in Florence, KY

Great Experience on August 23, 2021
Sandy was professional,knowledgeable a joy to work with.
Loan Originator: Sandy Smith

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.