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Portrait of Sandy Smith
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

162 Reviews Found. Now showing page 15 of 16.

Jacob I. in Richmond, KY

Great Experience on November 14, 2019
She is very available and great with communicating with us to get things done! She is awesome!
Loan Originator: Sandy Smith

Jon B. in Lancaster, KY

Great Experience on November 14, 2019
Overall service, accessibility of loan officer, and her knowledge of loans was great. She worked very hard to get me a speedy closing date. There were some things that could've went better in the process but they were out of her control. Overall: positive experience. Would recommend.
Loan Originator: Sandy Smith

Aaron F. in Pineville, KY

Great Experience on November 6, 2019
Sandy was an outstanding loan officer! She was constantly touching base with us and always quick to answer any question we had. This experience has been EASY because of her!!
Loan Originator: Sandy Smith

Jon T. in Berea, KY

Great Experience on October 31, 2019
Sandy was great, my scedule was a little hectic and she was considerate of that. She worked prettt hard to help me and my wife get our first house. I'd definitely reccommend Sandy to anyone buying a house.
Loan Originator: Sandy Smith

Gary W. in Berea, KY

Great Experience on October 30, 2019
Sandy was very knowledgeable about the process. And she did a fantastic job. Would highly recommend her to family and friends
Loan Originator: Sandy Smith

Stephanie B. in Fort Mitchell, KY

Great Experience on October 4, 2019
She was great with all communication. I felt like she was always available to talk. We knew exactly what we needed to do. Would 100% recommend Sandy
Loan Originator: Sandy Smith

Aaron T. in Fort Mitchell, KY

Great Experience on October 1, 2019
Sandy was open to communicating thru multiple channels including email and text and was open to calls to her cell even after hours when I had questions or concerns. She was awesome.
Loan Originator: Sandy Smith

Steve F. in Berea, KY

Great Experience on October 1, 2019
Sandy is wonderful to work with and treated us like family.
Loan Originator: Sandy Smith

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.