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Portrait of Ryan Todey
MAIN: 805-377-0890
OFFICE: 805-377-0890
NMLS: 1262597
Company NMLS: 227262

Ryan Todey 

Branch Manager 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 805-377-0890
OFFICE: 805-377-0890
NMLS: 1262597
Company NMLS: 227262

Ryan Todey 

Branch Manager 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

18 Reviews Found. Now showing page 1 of 1.

Monica L. in Camarillo, CA

Great Experience on October 6, 2021
Fast service and quick response times
Loan Originator: Ryan Todey

Plutarco A. in Fallbrook, CA

Great Experience on September 27, 2021
Communication, patiences,
Loan Originator: Ryan Todey

Sarah W. in Bakersfield, CA

Great Experience on September 10, 2021
Easy, convenient, quick.
Loan Originator: Ryan Todey

Eric S. in Menifee, CA

Great Experience on September 4, 2021
Ryan, Noah and their team always make the refi process smooth and easy. There is never a wait period and they make it where all paperwork is taken care of at once. The advice they give is trustworthy and it is always in the best interest of the client.
Loan Originator: Ryan Todey

Deborah W. in El Granada, CA

Great Experience on August 7, 2021
Great open communication. Was there every step of the way
Loan Originator: Ryan Todey

Theron V. in Newport Beach, CA

Great Experience on August 5, 2021
The best of the best!
Loan Originator: Ryan Todey

Adam R. in El Granada, CA

Great Experience on August 4, 2021
He was reliable, clear and concise and patient as he explained things that felt complicated. He worked to get us the lowest rate possible.
Loan Originator: Ryan Todey

Beth N. in Fallbrook, CA

Great Experience on July 29, 2021
Brooke really helped me understand the difficulty with the solar lease and the impact those delays had on our loan process. I appreciate how easy the online signing was. The overall experience was far superior to the other refinancing and mortgage initiations we have been involved with. Thank you and thanks to your team.
Loan Originator: Ryan Todey

Stevi C. in Santa Barbara, CA

Great Experience on July 14, 2021
Thank you so much-of all our refinances this was by far the easiest despite some hiccups in the end. Ryan and Brooke were so responsive and on top of everything.
Loan Originator: Ryan Todey

Bryant C. in Santa Barbara, CA

Great Experience on June 25, 2021
very responsive & explained all options in detail
Loan Originator: Ryan Todey

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.