fbpx
Skip to main content
Portrait of Emile Flowers
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS: 1256327
Company NMLS: 227262

Emile Flowers 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS: 1256327
Company NMLS: 227262

Emile Flowers 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

251 Reviews Found. Now showing page 1 of 25.

Sandra H. in Belleville, IL

Great Experience on October 6, 2021
Better communication regarding the requirements of my loan - especially at the beginning. Even though it was worked out in the end, a 1 hour notice for $1300 had me panicked and upset.
Loan Originator: THE FLOWERS TEAM

Tony M. in Glen Carbon, IL

Great Experience on October 4, 2021
pretty easy transaction
Loan Originator: THE FLOWERS TEAM

Jason T. in Saint Louis, MO

Great Experience on October 1, 2021
The entire process was fast, easy and smooth. Whenever I called with a question the response was immediate and friendly.
Loan Originator: THE FLOWERS TEAM

Joshua B. in Edwardsville, IL

Great Experience on September 27, 2021
You guys made a stressful life event far less stressful than I had experienced in the past. Thanks for the great service!
Loan Originator: THE FLOWERS TEAM

Leslie P. in Edwardsville, IL

Great Experience on September 24, 2021
Emile and Amber were awesome! Amber definitely went above and beyond to make this first time home buying experience one that was great! I will definitely refer anyone I know. Thank you so much for making my dream come true!!!
Loan Originator: THE FLOWERS TEAM

Ronald R. in Ballwin, MO

Great Experience on September 24, 2021
It was personal, informative, and a comfortable feeling during the entire process. Used them twice before, and will use them again if the need arises.
Loan Originator: THE FLOWERS TEAM

Frank C. in Carlyle, IL

Great Experience on September 20, 2021
Communication was very good and accommodating
Loan Originator: THE FLOWERS TEAM

Hannah B. in Belleville, IL

Great Experience on September 10, 2021
Buying a home for the first time was very overwhelming but also amazing and exciting. The flowers team is what helped make this experience exciting. I always got my questions answered promptly and thoroughly. Working with this team really helped me feel confident in the decisions I made and also was very educated my this team. Thank you so much for all your help and guidance. Thank you for making this experience great.
Loan Originator: THE FLOWERS TEAM

Cheryl K. in Foley, MO

Great Experience on September 1, 2021
kindness, promptness, willingness to work with us in a crazy situation!
Loan Originator: THE FLOWERS TEAM

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.