It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:
Two most recent years W2s
Two most recent years tax returns (personal & business if applicable)
Two most recent paystubs
Two most recent months bank statements
Two most recent months 401K or retirement statement
Finding myself in a constantly changing mortgage business the only constant is the joy of assisting my clients to get into the home of their dreams. From step 1 to the day you take possession of your new home you will work with a great support system here at USA Mortgage to answer all your questions and overcome any obstacles we may encounter. Whether it is a home purchase or refinance with perfect or less than perfect credit we can get you into the most beneficial loan program.