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Portrait of Charles Garcia
MAIN: 605-731-9454
OFFICE: 605-731-9454
NMLS: 1641603
Company NMLS: 227262

Charles Garcia 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 605-731-9454
OFFICE: 605-731-9454
NMLS: 1641603
Company NMLS: 227262

Charles Garcia 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

After High School, I enlisted in the United States Marine Corps and served in the Infantry from 2002 – 2006. I was assigned to the 2nd Battalion, 5th Marines, and was stationed in Camp Pendleton, California. During active duty, I served 2 combat tours in Iraq. I returned to my hometown, Sioux Falls, South Dakota after my active duty contract. Since then, I have been working in the customer service and finance industry. In 2010, I re-enlisted into the military and have been serving in the Army Reserve ever since.

As a Veteran and a Mortgage Lender, my passion is serving my fellow Veterans and Service Members. My goal is to help other Veterans achieve the American Dream of Home Ownership by helping them understand their earned benefit and how they can use it not only to provide a home for themselves and their family but also how to use it to build wealth.

Reviews

13 Reviews Found. Now showing page 1 of 1.

James B. in Lennox, SD

Great Experience on September 18, 2021
Charles is easy to work with. Very knowledgeable.
Loan Originator: Charles Garcia

Hallie B. in Beresford, SD

Great Experience on August 28, 2021
Great communication, timelines, patience
Loan Originator: Charles Garcia

Keaton W. in Bryant, SD

Great Experience on August 18, 2021
Charles is very professional, has great communication, is always reachable and replies quickly even on his off time.
Loan Originator: Charles Garcia

Mackenzie H. in Tea, SD

Great Experience on August 5, 2021
Charles was all around very knowledgeable about the whole process and made the whole process very easy.
Loan Originator: Charles Garcia

Janis R. in Sioux Falls, SD

Great Experience on August 2, 2021
Charles provided us with outstanding customer service. Beyond excellent. He went above and beyond. Always courteous and supportive. He made himself accessible to answer any questions we had along our mortgage loan process. Thank You Charles!! We are forever grateful!!
Loan Originator: Charles Garcia

Victoria F. in Mitchell, SD

Great Experience on June 27, 2021
Great communication, patient and answered all questions
Loan Originator: Charles Garcia

Grant V. in Sioux Falls, SD

Great Experience on June 8, 2021
The app was easy to use and convenient. Charles was always available or made time for me when I had questions or concerns. This experience was great.
Loan Originator: Charles Garcia

Gregg M. in Viborg, SD

Great Experience on May 6, 2021
Charles & his team were easy to work with! They communicate effectively & made the process smooth! Extremely happy && highly recommend!!
Loan Originator: Charles Garcia

Ashley E. in Sioux Falls, SD

Great Experience on April 13, 2021
Charles was very diligent. Always made sure our questions were answered and very prompt in responding to any questions asked. Made the process less stressful than I was expecting. Highly recommend his services!
Loan Originator: Charles Garcia

Adam M. in Sioux Falls, SD

Great Experience on April 11, 2021
Charles was more then helpful any time of the day. He is very experienced and goes the extra mile every time!!
Loan Originator: Charles Garcia

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.